Kisan Credit Card (KCC) Scheme

Introduction

The Kisan Credit Card (KCC) Scheme was introduced by the Government of India in 1998 to provide farmers with timely access to credit for their cultivation needs and other agricultural expenses.

Objectives

  • To provide short-term credit for agricultural and allied activities.
  • To offer credit for post-harvest expenses, household needs, and asset maintenance.
  • To ensure easy and flexible repayment options.
  • To reduce dependence on informal credit sources.

Benefits

  • Instant Access to Credit: Ensures farmers have sufficient funds for their activities.
  • Lower Interest Rates: Interest subsidy on timely repayments.
  • Flexible Repayment Options: Loans can be repaid after harvest.
  • Insurance Coverage: Includes accident and crop insurance.
  • Multipurpose Usage: Can be used for equipment, seeds, fertilizers, and even dairy or fisheries.

Eligibility

Eligible Beneficiaries:

  • Individual farmers engaged in agriculture or allied activities. Also applicable to tenant farmers, sharecroppers, oral lessees, self-help groups (SHGs), and joint liability groups (JLGs).

Application Process

  1. F
  2. a
  3. r
  4. m
  5. e
  6. r
  7. s
  9. c
  10. a
  11. n
  13. a
  14. p
  15. p
  16. l
  17. y
  19. a
  20. t
  22. a
  23. n
  24. y
  26. c
  27. o
  28. m
  29. m
  30. e
  31. r
  32. c
  33. i
  34. a
  35. l
  37. b
  38. a
  39. n
  40. k
  41. ,
  43. c
  44. o
  45. o
  46. p
  47. e
  48. r
  49. a
  50. t
  51. i
  52. v
  53. e
  55. b
  56. a
  57. n
  58. k
  59. ,
  61. o
  62. r
  64. R
  65. e
  66. g
  67. i
  68. o
  69. n
  70. a
  71. l
  73. R
  74. u
  75. r
  76. a
  77. l
  79. B
  80. a
  81. n
  82. k
  84. (
  85. R
  86. R
  87. B
  88. )
  89. .

Required Documents

  • Aadhaar Card
  • Land Ownership Proof
  • Bank Account Details
  • Loan Application Form

Contact Information